Internship Travel Insurance
Most of the time your internship trip abroad will go smoothly, but sometimes luck just isn’t on your side and things go wrong. That’s why travel insurance is compulsory for all those interning abroad with us.
Interning overseas includes a wide range of activities that standard travel insurance or medical insurance policies might not cover, including:
- Specialized work abroad (e.g. working with animals, children, medical work)
- Emergency medical transport and repatriation
- Trip cancellation or interruption costs
- Loss, theft or accidental damage for bags, tech, travel documents, and gear
- Adventure excursions (e.g scuba diving, hiking, surfing, bungee jumping)
What do Intern Abroad HQ interns need to be covered for?
Travel insurance is compulsory for all Intern Abroad HQ interns going overseas. At a minimum, you must be covered for:
- Medical emergencies while traveling
- Lost or damaged luggage
- Travel disruptions, such as flight delays, interruptions or cancelations
- Stolen passport and other important travel documents
- Participating in typical intern and leisure activities while on an Intern Abroad HQ internship overseas
Having the right insurance helps limit the impact of unforeseen circumstances and means you can make the most of your adventure without worrying. All travel insurance plans have limits, conditions and exclusions and not all providers cover the types of activities our volunteers participate in.
If you already have insurance cover, please check it includes everything you need for your internship abroad since many health, home or credit card insurance policies do not cover you when traveling overseas or for activities you may do on your Intern Abroad HQ trip.
Want to start exploring your options? World Nomads is one example of an international travel insurance provider. You you can obtain a free quote via the button below.Explore your options
Already registered for your Intern Abroad HQ internship abroad and bought travel insurance?
If you’ve already bought travel insurance and checked that it covers everything you need, you can log into your online account and tick it off your pre-departure checklist now!Log in to my account
Will your existing health insurance policy cover you if you need medical treatment overseas?
Most health insurance plans do not cover you for medical treatment abroad. This is why it’s so important to have additional travel insurance that includes cover for medical emergencies overseas, as well as any other aspects of your travel experience, such as lost or damaged luggage, travel disruptions, etc.
The best way to be sure is to check your current health policy. If you’re in any doubt, contact your insurance provider and ask them. For more information about the difference between travel insurance and health insurance, this guide from World Nomads travel insurance is useful.
Travel insurance dos and don’ts
Do ask questions.
If you want to be sure you’re covered for a certain activity on your trip, then ask the insurance provider.
Do think before you act.
Many travel insurance policies won’t cover you if you were drunk, using illicit drugs or breaking the law.
Do keep your receipts.
Sometimes you’ll need to pay up front for something then submit a claim against your insurance. In these instances, you must provide receipts and independent proof of what’s happened to you (like police and/or medical reports) in order to be reimbursed.
Do ensure you’re fully covered.
Some activities you may participate in during an Intern Abroad HQ internship trip are not automatically included in your travel insurance. For example, some insurance policies may have limits on the depths and kinds of dives it will cover divers for. If in doubt, just contact the insurance provider directly to check what's covered.</a>
Do read your policy documentation.
It’s very important you know exactly what’s covered and what’s not. The last thing you want to have happen is to get in a scooter crash only to find out you’re not insured to ride scooters. Reading your policy document is the only way to know exactly what you are and aren’t covered for.
Don’t expect to be rescued if you choose the wrong insurance.
Intern Abroad HQ can’t take responsibility for assisting you if you have an accident and your travel insurance policy doesn’t cover you. You are the sole person responsible for making sure your insurance is sufficiently comprehensive to cover all your travel activities and personal needs.
Don’t be a penny-pincher.
Cheaper policies usually provide less cover. If you do need to make a claim, you won’t want to discover you’re ineligible because you chose to save a few dollars when purchasing your policy.